House Binder

While I was comparison shopping to set the sale price of my Arizona home, I was in a home that had a 3-ring binder with all the pertinent house info. Receipts, swatches, instructions, etc. I thought "that's a great idea!" So, yesterday I got myself a 540-sheet, 3-ring binder for the new house. I also got some tabbed dividers that have pockets in them and my big-ol'-box of sheet protectors.

Now. I have to decide how to organize my Handy-Dandy-Household-Binder!

(Yes, these are the kinds of things I think about - a lot!)

I think these topics are set:

1. Financing
2. Taxes
3. Insurance
4. Utilities
5. Receipts

Now. How to sort the rest of it? By Area or by Item? I made potential lists for each method of sorting, and came up with seven sections each:

Area

1. Kitchen / Dining Room
2. Living Room
3. Bathrooms
4. Bedrooms
5. Utility Rooms
6. Garage
7. Yard

Items

1. Appliances
2. Entertainment System
3. Yard
   
4. Floors
5. Walls
6. Electricity
7. Plumbing

So. What do you think? How would you organize your Home Filing System?

How DO you organize your Home Data?

• In a binder?
• In an expanding folder?
• In file folders?
• At each appliance/item/area?
• In the trash?

Inquiring minds (like mine) want to know!